What does "spending the kids' inheritance" actually mean?

For us, it means refusing to let fear of what if keep us from living fully now. Spending the kids' inheritance isn't about being careless with money, it's about choosing experiences over a bigger number in an account someone else inherits someday.

How do you actually enjoy retirement instead of just surviving it?

We stopped treating retirement like a waiting room. Enjoying retirement, for us, has meant booking the trip, taking the risk, and saying yes more often than we say maybe later.

Is it selfish to spend your kids' inheritance?

We don't think so. Most of our kids would rather have parents who lived fully than a larger inheritance from parents who sat on the sidelines. It's a conversation worth having honestly, but it's rarely as selfish as it first sounds.

What if you can't afford to travel or splurge the way you do?

SKI isn't about the size of the spend. Ordering dessert, saying yes to a small trip, throwing the dinner party you keep putting off, it's the same mindset at any budget.

Is SKI a registered program or a philosophy?

Right now it's a philosophy, and the trademark on Spend Kids' Inheritance is pending. It shows up throughout our site, our podcast, and our Journeys stories as the thread that ties it all together.

SKI

It's a mindset. A Movement. A Permission slip.

™

Spending Kids’ Inheritance

And Finally Learning to Enjoy Retirement

Life was never meant to sit on a shelf. SKI™ is our reminder, to ourselves and to you, that this chapter is meant to be spent, not saved for someday. Because the best inheritance we can leave our kids isn’t a bigger bank account — it’s a life well-lived.

Take
the Trip

Celebrate
Often

Order
Dessert

Say Yes
More Often

Make
Memories

Live a
Richer Story

Collect Stories. Not Things.

We spent years being responsible…

Saving for someday, waiting for the right time, telling ourselves we'd enjoy retirement once everything was perfectly in order. Then we realized: someday isn't guaranteed, but today is already here.

PULL UP A CHAIR →

SKI™ Moments

Real stories of spending it, celebrating it, and meaning every minute of it.

Tiffany D. Davidson 10/1/26 Tiffany D. Davidson 10/1/26

Antwerp Diamond Journey

Most people go to Antwerp for the waffles. We went for the diamonds.

“We don't have a bucket list. We have a living list. And it keeps getting better.”

Questions We Hear A Lot

On spending the kids' inheritance, guilt, and actually enjoying retirement.

For us, it means refusing to let fear of "what if" keep us from living fully now. Spending the kids' inheritance isn't about being careless with money, it's about choosing experiences over a bigger number in an account someone else inherits someday.
We stopped treating retirement like a waiting room. Enjoying retirement, for us, has meant booking the trip, taking the risk, and saying yes more often than we say "maybe later."
We don't think so. Most of our kids would rather have parents who lived fully than a larger inheritance from parents who sat on the sidelines. It's a conversation worth having honestly, but it's rarely as selfish as it first sounds.
SKI™ isn't about the size of the spend. Ordering dessert, saying yes to a small trip, throwing the dinner party you keep putting off, it's the same mindset at any budget.
Right now it's a philosophy, and the trademark on Spend Kids' Inheritance™ is pending. It shows up throughout our site, our podcast, and our Journeys stories as the thread that ties it all together.

Life was never meant to sit on a shelf. Spend it.

Ready to stop waiting for someday? The best time to enjoy retirement was yesterday. The second best time is now.

JOIN THE MOVEMENT